Whether it's for a small residential mortgage, refinancing, or a real estate investment, Maxime St-Germain is the mortgage broker you need!
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My name is Maxime, and being a mortgage broker is first and foremost a role of trust for me. After nearly ten years as a paramedic, I developed a sense of calm, rigor, and analytical skills that I now dedicate to your projects. If you’re looking for a professional who sees the human side beyond the numbers, you’ve come to the right place.
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Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.
Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.
* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.
Find answers to your most frequently asked questions
A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.
A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.
In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.
Book a personalized consultation to discuss your mortgage needs and get tailored advice.
Complete our online form to start your mortgage application and speed up the approval process.