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Maxime St-Germain

Whether it's for a small residential mortgage, refinancing, or a real estate investment, Maxime St-Germain is the mortgage broker you need!

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Maxime St-Germain, Mortgage Broker

My name is Maxime, and being a mortgage broker is first and foremost a role of trust for me. After nearly ten years as a paramedic, I developed a sense of calm, rigor, and analytical skills that I now dedicate to your projects. If you’re looking for a professional who sees the human side beyond the numbers, you’ve come to the right place.

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OFFERED SERVICES

Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.

Residential Mortgage Loans

Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.

  • Personalized options tailored to your profile.
  • Best rates to maximize your savings.
  • Expert guidance throughout the process.
Learn more
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Current Rates

Fixed Rates

1 year 4.89%
3 years 3.79%
5 years 3.99%
7 years 4.59%

Variable Rates

Variable 3.5%

* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.

FREQUENTLY ASKED QUESTIONS

Find answers to your most frequently asked questions

What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Schedule an Appointment

Book a personalized consultation to discuss your mortgage needs and get tailored advice.

  • Personalized Consultation
  • Analysis of your situation
  • Expert Advice
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Online Request

Complete our online form to start your mortgage application and speed up the approval process.

  • Simplified Process
  • Quick Response
  • Personalized Follow-up
MAKE A REQUEST